Pumpkin Cream Cheese Bread

Amazing Pumpkin Cream Cheese Bread Recipe

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The crisp air, the vibrant leaves, the cozy feeling of autumn settling in—it all makes me think of one thing: pumpkin. For me, there’s nothing quite like the comforting aroma of warm spices filling my kitchen. Today, I’m so excited to share a recipe that perfectly captures that seasonal magic, my irresistible Pumpkin Cream Cheese Bread.

This delightful loaf is one of my favorite answers to “What will I cook?” when I’m craving something special but don’t have all day. I estimate it takes about 1 hour and 15 minutes of active time from start to delicious finish, not including the final cooling. It’s truly a taste of fall that’s simple enough for any weeknight or weekend baking session.

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What Makes This Pumpkin Cream Cheese Bread So Irresistible?

I truly believe this bread is a showstopper, and it’s all thanks to the magical combination happening in every slice. Imagine a super moist, perfectly spiced pumpkin bread base that practically melts in your mouth. Then, picture a luscious, tangy cream cheese swirl running right through the middle, offering a delightful contrast.

The warm spices like cinnamon, nutmeg, and ginger blend beautifully with the rich pumpkin flavor, creating an experience that feels both indulgent and wonderfully comforting. I find it’s equally at home as a delightful breakfast treat with my morning coffee, a satisfying afternoon snack, or even a perfect, easy dessert after dinner. That balance of sweet, tangy, and spiced flavors, along with the incredible textures, really makes this bread a standout.

Why You’ll Love Making This Pumpkin Cream Cheese Bread

  • I find the steps are so straightforward, making this recipe approachable for any baker, from beginners to seasoned pros. You’ll quickly have a fantastic loaf with minimal fuss.
  • My recipe ensures a gorgeous, distinct cream cheese swirl every single time, giving your bread that bakery-worthy appeal. I love how beautiful it looks when sliced!
  • You can expect incredible moisture in every bite, thanks to the pumpkin and sour cream. This bread stays wonderfully fresh for days, too.
  • The comforting aroma of pumpkin and warm spices as this bakes is just heavenly. Your home will smell absolutely amazing, instantly creating a cozy atmosphere.
Pumpkin Cream Cheese Bread
Pumpkin Cream Cheese Bread

Ingredients You’ll Need for This Easy Pumpkin Cream Cheese Bread

I always find that having my ingredients prepped and ready makes baking so much more enjoyable. Here’s exactly what you’ll need for this delicious loaf:

For the Pumpkin Bread:

  • 1 cup pumpkin puree (not pumpkin pie filling)
  • 1 large egg
  • ¾ cup light brown sugar
  • ¼ cup oil
  • ¼ cup sour cream
  • 1 teaspoon vanilla extract
  • ½ tablespoon pumpkin pie spice
  • 1 cup all-purpose flour
  • ½ teaspoon baking powder
  • ½ teaspoon baking soda
  • ¼ teaspoon salt

For the Cream Cheese Filling:

  • 1 large egg
  • Step-by-Step Instructions: How to Make Pumpkin Cream Cheese Bread

    I’ve broken down the process into easy, numbered steps so you can bake with confidence!

    1. Preheat my oven to 350 degrees F (175 C). I then grease a 9×5 loaf pan with cooking spray and set it aside.
    2. In a large bowl, I combine the pumpkin puree, the first large egg, brown sugar, oil, sour cream, and vanilla extract. I whisk these ingredients until they are well combined and smooth.
    3. Next, I gently fold in the pumpkin pie spice, the first cup of all-purpose flour, baking powder, baking soda, and salt. I mix this just until it’s combined; I’m careful not to overmix the batter.
    4. I pour about 2/3 of the pumpkin bread batter into the prepared loaf pan, spreading it out evenly with my spatula.
    5. Meanwhile, I prepare the cream cheese filling. In a medium bowl, I whisk together the second large egg, softened cream cheese, granulated sugar, and the remaining 3 tablespoons of all-purpose flour until the mixture is smooth and lump-free.
    6. I pour the cream cheese filling directly on top of the batter in the loaf pan, spreading it out gently with my spatula to create an even layer.
    7. I carefully pour the remaining pumpkin bread batter on top of the cream cheese layer, gently spreading it to completely cover the filling.
    8. I bake the bread for 45-50 minutes or until a toothpick inserted into the pumpkin bread portion (I try to avoid the cream cheese layer initially) comes out mostly clean. A few moist crumbs clinging to the toothpick are perfectly fine.
    9. Once baked, I cool the bread in the pan for 15 minutes before carefully removing it to a wire rack to cool completely.

    Ingredients
      

    For the Pumpkin Bread
    • 1 cup pumpkin puree (not pumpkin pie filling)
    • 1 large egg
    • ¾ cup light brown sugar
    • ¼ cup oil
    • ¼ cup sour cream
    • 1 teaspoon vanilla extract
    • ½ tablespoon pumpkin pie spice
    • 1 cup all-purpose flour
    • ½ teaspoon baking powder
    • ½ teaspoon baking soda
    • ¼ teaspoon salt
    For the Cream Cheese Filling
    • 1 large egg
    • 4 ounces cream cheese (softened)
    • ¼ cup granulated sugar
    • 3 tablespoons all-purpose flour

    Equipment

    • 9×5 inch loaf pan
    • large mixing bowl
    • medium mixing bowl
    • Whisk
    • Spatula

    Method
     

    1. Preheat my oven to 350 degrees F (175 C). I then grease a 9×5 loaf pan with cooking spray and set it aside.
    2. In a large bowl, I combine the pumpkin puree, the first large egg, brown sugar, oil, sour cream, and vanilla extract. I whisk these ingredients until they are well combined and smooth.
    3. Next, I gently fold in the pumpkin pie spice, the first cup of all-purpose flour, baking powder, baking soda, and salt. I mix this just until it’s combined; I’m careful not to overmix the batter.
    4. I pour about 2/3 of the pumpkin bread batter into the prepared loaf pan, spreading it out evenly with my spatula.
    5. Meanwhile, I prepare the cream cheese filling. In a medium bowl, I whisk together the second large egg, softened cream cheese, granulated sugar, and the remaining 3 tablespoons of all-purpose flour until the mixture is smooth and lump-free.
    6. I pour the cream cheese filling directly on top of the batter in the loaf pan, spreading it out gently with my spatula to create an even layer.
    7. I carefully pour the remaining pumpkin bread batter on top of the cream cheese layer, gently spreading it to completely cover the filling.
    8. I bake the bread for 45-50 minutes or until a toothpick inserted into the pumpkin bread portion (I try to avoid the cream cheese layer initially) comes out mostly clean. A few moist crumbs clinging to the toothpick are perfectly fine.
    9. Once baked, I cool the bread in the pan for 15 minutes before carefully removing it to a wire rack to cool completely.

    Notes

    For the best results, avoid overmixing the batter once flour is added to ensure a tender crumb. Always use room temperature cream cheese for a smooth, lump-free filling and a distinct swirl. When checking for doneness, a toothpick inserted into the pumpkin portion should come out mostly clean with a few moist crumbs; a completely dry toothpick indicates overbaking.
    If your bread cracks excessively, try a slightly lower oven temperature or ensure ingredients are at room temperature. A sinking or gooey center usually means it’s underbaked. You can customize this bread with ½ cup of mix-ins like chocolate chips, nuts, or dried cranberries, or add a simple glaze. For dietary adjustments, a 1:1 gluten-free flour blend and dairy-free substitutes work well. This bread stores beautifully, wrapped tightly, at room temperature for 2-3 days, in the refrigerator for up to a week, or frozen for up to 3 months.

    Maya’s Pro-Tips for the Best Pumpkin Cream Cheese Bread

    I’ve learned a few tricks over the years that I want to share, ensuring your Pumpkin Cream Cheese Bread turns out absolutely perfect every time!

    First, please trust me on this: do not overmix your batter. Once you add the flour, mix only until just combined. Overmixing develops gluten, which can lead to a tough, dense bread, and we want a tender, moist crumb! Also, ensure your cream cheese is softened to room temperature. This is crucial for a smooth, lump-free filling that blends beautifully and creates that perfect swirl. If it’s too cold, you’ll end up with stubborn lumps.

    For that beautiful cream cheese swirl, after you’ve spread the cream cheese filling, don’t worry too much about it being perfectly neat. Just gently pour and spread the remaining pumpkin batter on top. As it bakes, the magic happens, and it creates a lovely ribbon. When checking for doneness, I look for a golden-brown top and edges pulling slightly away from the pan. The toothpick test is reliable, but remember, a few moist crumbs are good; a completely dry toothpick can mean an overbaked, dry loaf.

    Flavor Boosts & Creative Variations for Your Pumpkin Cream Cheese Bread

    I love how versatile this Pumpkin Cream Cheese Bread recipe is! It’s so easy to adapt it to your own tastes or whatever you have on hand. Here are some ideas I’ve tried:

    Variation TypeIdeasNotes
    Mix-insChocolate chips, chopped pecans or walnuts, dried cranberries, shredded coconutI typically fold about ½ cup into the pumpkin batter for a little extra texture and flavor.
    GlazesSimple powdered sugar glaze, vanilla bean glaze, spiced cream cheese glazeA simple drizzle over the cooled bread adds a touch of sweetness and elegance.
    Pan FormsMuffins, mini loaves, Bundt cakeIf I use different pans, I adjust baking times accordingly; muffins usually take around 20-25 minutes, and a Bundt cake about 50-60 minutes.
    Flavor BoostsOrange zest, crystallized ginger, a pinch of cardamomI might add orange zest directly to the pumpkin batter, or finely chop crystallized ginger or a pinch of cardamom into the spice mix for an elevated flavor profile.

    Serving Suggestions & Gifting Your Pumpkin Cream Cheese Bread

    I often think this Pumpkin Cream Cheese Bread is too good just to enjoy on its own, though it certainly is! It makes a fantastic addition to a cozy brunch spread or a wonderful holiday dessert. I also love to serve it with my afternoon tea or coffee for a little pick-me-up.

    For pairings, I think it’s absolutely delicious with a warm cup of coffee, a spiced chai latte, or even a glass of cold milk. If I’m feeling extra indulgent, I might even add a dollop of whipped cream on the side.

    This bread also makes a truly thoughtful homemade gift. I like to wrap a cooled loaf in parchment paper, then tie it with a festive ribbon. It’s perfect for neighbors, teachers, or friends during the fall season; everyone appreciates a delicious homemade treat!

    Pumpkin Cream Cheese Bread
    Pumpkin Cream Cheese Bread

    Storing and Freezing Pumpkin Cream Cheese Bread

    I want to make sure your delicious Pumpkin Cream Cheese Bread stays fresh and enjoyable for as long as possible!

    To store it at room temperature, I recommend keeping it tightly wrapped in plastic wrap or in an airtight container for up to 2-3 days. Because of the cream cheese filling, I personally prefer to store any leftovers in the refrigerator. Wrapped well, it will stay fresh for up to a week.

    For freezing, this bread freezes beautifully! I let the loaf cool completely, then wrap it tightly in plastic wrap, followed by a layer of aluminum foil. You can freeze the whole loaf or individual slices for up to 3 months. When I’m ready to enjoy it, I simply thaw it at room temperature. If I want that freshly baked taste, I might warm slices in the microwave for a few seconds or in a toaster oven.

    Frequently Asked Questions About Pumpkin Cream Cheese Bread

    I get a lot of great questions from my readers, so I’ve put together some answers to the most common ones about this Pumpkin Cream Cheese Bread.

    What kind of pumpkin puree should I use? I always use 100% pure pumpkin puree, not pumpkin pie filling. Pumpkin pie filling has added spices and sugar, which would alter the recipe’s balance.

    Can I substitute the oil with butter? Yes, I’ve found you can use melted unsalted butter in place of the oil. It might give a slightly different texture, but it will still be delicious.

    What if I don’t have pumpkin pie spice? No problem! I often make my own blend. You can combine 1 teaspoon ground cinnamon, ¼ teaspoon ground nutmeg, ¼ teaspoon ground ginger, and a pinch of ground cloves for a similar flavor profile.

    How do I know when the bread is done baking? I look for a golden-brown top, and the edges will start to pull away from the pan. The best test is inserting a toothpick into the pumpkin bread portion; it should come out mostly clean with just a few moist crumbs.

    Conclusion

    I hope this Pumpkin Cream Cheese Bread brings as much warmth and joy to your home as it does to mine. I truly believe that answering “What will I cook?” shouldn’t be a chore, but an exciting journey to deliciousness. This recipe is a perfect example of a simple, comforting bake that delivers incredible flavor without any fuss.

    Now it’s your turn! I would absolutely love to hear about your experience making this bread. Did you try any of my variations? Do you have a pro-tip of your own to share? Please leave a comment below and let me know how it turned out, or even better, share a photo of your beautiful loaf with me! Happy baking!